If you change jobs, you must have your savings, the so-called vested benefits, transferred to the pension fund of your new employer. If you leave Switzerland permanently or become self-employed, your savings can be paid to you in full.
A single restriction applies to payments made if you leave Switzerland: if you settle in an EU or EFTA member state, in which the risks of age, disability and death are covered by the state (not occupational) pension, only your extra-mandatory savings can be paid out to you. In this case, you remain insured in Switzerland by means of the second pillar.
After you have given notice of your wish to leave the Personalvorsorgestiftung der Feldschlösschen-Getränkegruppe to your human resources department, you will receive the following documents from us:
- A leaving statement regarding the existing savings.
- A cancellation form. You should complete and return this form to us with the required supporting documents so that we can arrange for your savings to be transferred.