The Personalvorsorgestiftung der Feldschlösschen-Getränkegruppe covers the risks of death and disability should these occur prior to retirement. In the case of disability, the following benefits are covered:
- The disability pension amounts to a maximum of 70 per cent of the pensionable salary, depending on the extent of the disability.
- The pension for a disabled person’s child amounts to 12 per cent of the pensionable salary. In the event of disability, it is paid to your children up to the age of 18 or, if they remain in education, the age of 25.
If you die before retirement, the Personalvorsorgestiftung der Feldschlösschen-Getränkegruppe provides the following benefits:
- Surviving spouses or life partners receive a pension amounting to 50 per cent of the pensionable salary. Your surviving spouse, civil partner or life partner who has been registered in writing with the pension fund is entitled to a pension or a lump sum payable at death. If your surviving partner remarries, he or she will no longer receive pension payments.
- The orphan’s pension amounts to 12 per cent of the pensionable salary. It is paid to children up to the age of 18 or, if they remain in education, the age of 25.
Should you die after retirement, the retirement benefits rather than the risk benefits are applicable.